Last Updated: September 2026
1. Identification Details
In compliance with the information requirements set out in Article 10 of Law 34/2002, of 11 July, on Information Society Services and Electronic Commerce (LSSI-CE), the following identification details of the owner of this website are provided:
- Owner: Dani Torres
- NIF/CIF: 44898490Y
- Registered Address: Calle Vicente prats 13
- Contact Email: contact@healthwearableguide.com
- Website: healthwearableguide.com
2. Purpose and Scope
This Legal Notice governs the use of the website healthwearableguide.com, owned by Dani Torres. Browsing the Website grants the user the status of user and implies full acceptance of all the terms and conditions set out in this Legal Notice.
3. Purpose of the Website
The purpose of this Website is to provide informational and educational content regarding the taxation of investments in Spain (stocks, investment funds, cryptocurrencies, pension plans, and savings products). The content published on the Website is provided for informational and educational purposes only, does not constitute personalized tax, legal, or financial advice, and does not replace consultation with a qualified professional regarding your specific circumstances. Dani Torres shall not be held responsible for decisions made by users based solely on the information published on this Website.
4. Terms of Use
The user agrees to use the Website appropriately and lawfully, in accordance with applicable legislation, good faith, public order, and this Legal Notice. The use of the Website for unlawful or harmful purposes, or in any manner that may cause damage to or interfere with the normal operation of the Website, is prohibited.
5. Intellectual and Industrial Property
All content on the Website (including text, images, graphic design, source code, logos, and other elements) is owned by Dani Torres or by third parties who have authorized its use, and is protected by applicable intellectual and industrial property laws. The reproduction, distribution, public communication, or modification, in whole or in part, of the content of this Website is prohibited without the express authorization of its owner, except in cases permitted by law (such as quotations for informational, educational, or research purposes, provided that the source and original link are cited).
6. Disclaimer of Liability
- Dani Torres does not guarantee that access to the Website will be free of errors, that its content will be error-free, or that the content will be up to date at all times, although it will make reasonable efforts to prevent, correct, or update such errors to the extent reasonably possible.
- Tax and financial content is based on the legislation in force at the time of publication, which may have changed since then. Users are advised to always verify the current applicable legislation and consult with a professional before making decisions based on this content.
- Dani Torres shall not be held liable for any damages or losses of any nature that may arise from the unavailability or interruption of the Website, or from damages resulting from unlawful, negligent, fraudulent, or otherwise improper use of the Website or use contrary to this Legal Notice.
7. Third-Party Links
This Website may contain links to third-party websites. Dani Torres assumes no responsibility for the content, information, or services that may appear on such websites, which are provided solely for informational purposes and do not, under any circumstances, imply any relationship between Dani Torres and the individuals or entities that own or operate such websites.
8. Advertising
This Website displays advertisements through the Google AdSense network and/or affiliate programs, which may use first-party and third-party cookies to display advertising that may be relevant to the user. For more information, please consult our Privacy Policy and Cookie Policy.
9. Amendments
[YOUR NAME OR COMPANY NAME] reserves the right to make, without prior notice, any changes it deems appropriate to the Website, including modifying, removing, or adding content and services provided through the Website, as well as changing the manner in which such content and services are presented or made available.
10. Applicable Law and Jurisdiction
These terms and conditions shall be governed by Spanish law. For the resolution of any dispute that may arise from access to or use of the Website, Dani Torres and the user shall submit to the courts and tribunals of the user’s place of residence when the user acts as a consumer, or to the courts and tribunals of Valencia in all other cases, expressly waiving any other jurisdiction that may otherwise apply.